What is your refinance goal?
Lower Rate
Are current rates lower than yours? Don't pay more than you have to.
Cash Out
Refinance to take cash out to do a remodel, send kids to college, or a variety of other needs.
Shorten Loan
Want to pay your loan off faster? Consider refinancing to 10, 15, or 20 years.
Lower Your Payment
What if we could save you an average of $200 every month on your mortgage payment? We’re gonna take a wild guess and say you’d like that. Refinance = save money.
Get Cash Out
Need money for a remodel? Pay off debt? Buy a golden doodle? A cash-out refinance puts money in your pocket without having to save for years to get it. Plus, depending on the loan amount, you might also lower your monthly payment.
Pay Off Loan Faster
The average loan term is 30 years, but there are options for 10, 15, 20, and 25 years. Shorter loan terms often come with lower interest rates, too.
Say ‘Bye’ to PMI
Are you paying PMI (Private Mortgage Insurance)? PMI is added when your loan amount is 80% or more of the home’s value. With home values skyrocketing, you likely have enough equity in your home to eliminate your monthly PMI payment by refinancing!
