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It's in our name — we provide great rates for homebuyers

Lock Your Loan for Less!

We make less money, and instead, we pass those savings on to you.

Reduced Rates

Save thousands with Econ's $0 loan origination fee.

Low Closing Costs

Need to close quickly? Often we can close in as little as 15 days.

Fast Closing

Best Rates. Lowest Cost. 

Why Econ Mortgage? It's simple. We believe everyone deserves the best mortgage rate at the lowest cost. Pretty great, huh?

We like to talk. Let us help you find the best rates and loan products for your needs.

Get a Free Quote

Our streamlined application is fast, simple, and secure.

Apply Online

Get approved for your home purchase or refinance, and take one step closer to the best loan rates you can find. 

Get Approved

Our process makes it simple

We’ll match any other lender's rate AND beat their fees by at least $500. Ask us for more details! 
(terms and conditions apply)

We dare you to beat our rates

30-Year Fixed

15-Year Fixed

Purchase Rates

Refinance Rates

(Rates as of 2/15/23. Rates fluctuate daily and subject to change.)

How To Get A Mortgage: A Step-By-Step Guide

Mortgage Origination Fee: The Inside Scoop

Home Appraisal: What Is It, And What Does It Cost?

The people who work here are amazing. They answered our questions simply, quickly, and thoroughly. My wife and I went through our first mortgage experience with them and felt assured that we understood what was happening and never like we were in the dark or being forced or coerced into any decisions. They just explained what was happening, gave us our options, and respected our choices once we had made them. I can't recommend them highly enough!

Theron Johnson

5 Stars

Stop searching...Phil is the best! He made the process simple and easy and had the best rates by far. Econ Mortgage is the way to go!

Allison Matheson

Working with Econ Mortgage was a great experience.  Almost everything was accomplished remotely, even much of our document signing, which was important here in 2020.  They were always very responsive and professional.  Would recommend to anyone wanting to purchase a new home or refinance.

Ken Ormsbee

I could not possibly have had a better experience than I had with Econ Mortgage.  Phil Burnett did a better job with my application and helping us navigate through title issues than I’ve ever experienced before.  Over my lifetime as a real estate investor, I’ve probably received 20 or more mortgages.  This one is the best experience and service I’ve ever witnessed.  Good job, Phil, and many thanks for your experience, dedication, and care in getting our mortgage.

Bill Tait

I happened to fill out one of those online ‘see if you qualify’ questionnaires. Of course I was inundated with phone calls/texts/emails on an hourly basis. Phil from Econ Mortgage happened to be one of those texts but from a completely different view point — He was wonderful. I had been through a lot with family and Covid, just wasn’t ready to do anything. Phil was so good about giving me the time I needed....  He was so kind and understanding yet I could tell he sincerely wanted to help me with what I needed.  

Lauri Canales

We have a 4.9-star rating on Google!

We don't mean to brag, but...

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